Floodlands and the river above
May. 1st, 2014 08:36 am![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png){kind=small}
vicarzLast time we had major rain I had a minor basement "flood," when a back drain was clogged with trash & debris so the water came up over the step and got the basement carpet wet. I cleaned out the drain area, and the next rain showed no problems at all.
The DC area has lots of flooding now with some record nipping rainfall. I can't drive the parkway due to flooding.
I can't lose, at least that's what I'm arguing now, as I'm going to check for flooding later this morning (cleared with work).
Flood: I win. I file a claim on my insurance, which includes flood coverage, for "damages." I would investigate the ramifications of this, but since I intend to renovate and remove anything that might be damaged - the repair entitlement could just go into the renovation budget.
Flood: I don't lose. If I don't win per the above, since the stuff all goes anyway, wet isn't terribly important.
No flood: I win. If in this rain there is no flooding, then I'm able to point this out to tenants, and one fear of basements is the flood. When I have backflow valves in the drain/sewage lines, and a history of "no flood here while others were under water" then I can note that history (but not claim floodproof because that would be arguably a warranty subject to damages?)
The DC area has lots of flooding now with some record nipping rainfall. I can't drive the parkway due to flooding.
I can't lose, at least that's what I'm arguing now, as I'm going to check for flooding later this morning (cleared with work).
Flood: I win. I file a claim on my insurance, which includes flood coverage, for "damages." I would investigate the ramifications of this, but since I intend to renovate and remove anything that might be damaged - the repair entitlement could just go into the renovation budget.
Flood: I don't lose. If I don't win per the above, since the stuff all goes anyway, wet isn't terribly important.
No flood: I win. If in this rain there is no flooding, then I'm able to point this out to tenants, and one fear of basements is the flood. When I have backflow valves in the drain/sewage lines, and a history of "no flood here while others were under water" then I can note that history (but not claim floodproof because that would be arguably a warranty subject to damages?)
