vicarz: (Default)
[personal profile] vicarz
I got a "last offer" of 300 with 12 back (net 288)

Pros/cons (I write because it helps me think)
No renting out for inaugrual
Done, done, and done - less to think about
But, then I have to put $ in the stock market or barely meet inflation - how fucking scary is that?
NO MORE NEARLY LIVING PAYCHECK TO PAYCHECK
But I won't be maximizing growth either
Tax free gains
but if the market bumps a just a tad in a year or so then this tax-free might be less gain than the sum of the gains even after taxes plus interest/opportunity cost
My job situation becomes far less precarious
See no more living nearly paycheck to paycheck
No more worrying about rent/landlord issues
The last year has had almost no problems whatsoever

I think the all caps have it though. I always defer to security.

EDIT - SOLD, I'm now an ex-slumlord.

Date: 2008-11-26 04:46 pm (UTC)
From: [identity profile] samaritan1975.livejournal.com
Yeah, that'd have to be a big plus for me, too. :)

Date: 2008-11-26 05:01 pm (UTC)
From: [identity profile] have-inner-lady.livejournal.com
IMO, resolution has more value than cash.

Date: 2008-11-26 06:10 pm (UTC)
From: [identity profile] blindtillnow.livejournal.com
but just to play devil's advocate ...

the long term ivestent could lead to a much greater payoff than cashing out now....

-s

Date: 2008-11-26 06:20 pm (UTC)
From: [identity profile] pastor-saturn.livejournal.com
Do you have a financial advisor? Might want to ask one for advice if you're really unsure.

I EAT MY OWN POOP

Date: 2008-11-26 06:32 pm (UTC)
From: [identity profile] vicar.livejournal.com
My own research is my advisor, that and dumb luck. I don't think they could bring any more accuracy than my own research and the conflicting views on where each respective market is going at this time.

Re: I EAT MY OWN POOP

Date: 2008-11-26 06:35 pm (UTC)
From: [identity profile] pastor-saturn.livejournal.com
I'm sure you're right. The times, they are crayzee.

Also, congratulations on selling! It gives me hope in my cold, dead heart. :)
Edited Date: 2008-11-26 06:37 pm (UTC)

Date: 2008-11-26 06:39 pm (UTC)
From: [identity profile] topaz720.livejournal.com
Congrats!

Trust me, if I could figure out a way to not live paycheck to paycheck, I'd be using more than caps!!! :) Someday I'll get there!!!

Date: 2008-11-27 01:54 am (UTC)
From: [identity profile] vicar.livejournal.com
Oh absolutely agreed. No question.

wow!

Date: 2008-11-27 03:32 am (UTC)
From: [identity profile] virgogirl.livejournal.com
i was going to ask how much you were asking for rent!
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